Speed runners or Achievements hunters will be abusing the system which will eventually cause them a permanent ban or taken away their privileges for getting refunds in the future
Microsoft was criticise for doing that in 2013 with family share and game sharing feature. They offered an Always Online feature which Don Mattrick confused everyone and caused quite a backlash from fans, this feature was only for physical discs where you could've played the game digitally which required a sign in for every 24 hours to make sure you still own the disc. You could've traded the game at a 3rd party retail store that would've revoked the license and re-enabled on the ...