Personally I think a banning should just ban you from online play and let you keep access to your games and the store. Maybe if your transgression is in violation of a particular game then ban from that game only.

I haven't had any problems either, but this story shows that they control whatever is in your account, not you. They can choose to shut you out, and that is power they should not have--not after you've paid for the games.

Also PayPal are borderline crooks. So far I've managed to avoid using that service completely.

That makes sense now. I thought it was odd when he said he asked about exchange rates and PayPal instead returned his money. Lol

This individual claims never having requested a refund. The request was related to exchange rates, allegedly. Regardless, banning the account means taking away a lot more than this one game. If I buy a hat in Mexico and bring it to the US, the manufacturer won't send goons to my house to take all my hats away. If you buy something, even digitally, no one should be able to deprive you of everything you've bought from them in one fell swoop like this.

I will say that there are some of us who do actually purchase outside of our region for legitimate reasons... for instance, I am an American expat who has lived in EU since 2014. I'm still a resident here, not a citizen though. My Switch was bought here in Europe, but I purchase almost everything from the US store. Cheaper prices, but I still maintain my American bank account and credit cards while I live here. It's a right I maintain as a citizen living abroad. I still maintain American work clients who pay in dollars to my American accounts.

With that said, I wouldn't be stupid enough to request a Paypal refund even if I used it. (he says he didn't) But I don't use Paypal at all. You're right, something is fishy here.

But on the bright side, if their house burned down, they wouldn't lose all of their games. They have a lot of other problems for sure but they'd be one console purchase away from enjoying all of their old games. Different strokes for different folks.

It’s why having multiple options is the best rather than being forced to deal with only one

I agree. Everyone should have the option to choose.